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What's
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Turn your Holiday
Woes into Ho, Ho, Hos
with an affordable short-term loan. |
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‘Tis the season to be jolly, right? But
who can be jolly when you’re short on cash?
That’s where we can help. With our quick and
easy Holiday Loan, you can get the cash you
need now, and pay it back in approximately
10-11 months, so your payments are low and
affordable.*
Returning Borrowers
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Get up to $1,2001, $1,0002,
$7503
,
or $5004
Because you’ve paid past
holiday loans on time, you can conveniently
access your loan proceeds using any of the
following:
Home Banking – transfer from loan to
checking or savings
CUPID (audio response) – transfer
from loan to checking or savings
Financial Services Center – (800)
766-4328, ext. 1 (in Jacksonville 359-6800,
ext. 1)
Visit Your Local Branch
It’s
that simple!
There’s no need to re-apply.
What’s more,
you’ll continue to make your loan payments
the same way you have been. Your loan
payment will be determined by the amount of
the loan balance after the advance – please
refer to the payment chart below:
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**Payments
must be made through direct deposit or
payroll deduction.
†Loan payments not on payroll deduction or
direct deposit must be remitted monthly.
To take
advantage of this offer, you’re required to
take a one-time advance (up to your limit)
by December 19, 2008.
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First-time holiday
loan borrowers
Get up to $5004
With our quick and easy Holiday Loan, you
can get $500 cash, and pay
it back in approximately 10 months, with
payments as low as $55 per month.*
Hurry, offer ends December 19, 2008
Apply online --
Click here.
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*For all
three holiday loan programs – Annual
Percentage Rate is 18.00%; applicant(s) must
be currently employed and in good standing
with the credit union for a minimum of one
year; members denied for a loan product or
service within the past 12 months may not
automatically qualify for this offer.
Holiday Loan promotion starts November 10,
2008. Loan proceeds must be disbursed by
December 19, 2008.
1 Loan term is approximately 11 months.
Requires previously held and paid holiday
loan(s) as agreed. Payment must be made
through direct deposit or a payroll
deduction.
2 Loan term is approximately 11 months.
Requires previously held and paid holiday
loan(s) as agreed.
3 Loan term is approximately 11 months.
Requires previously held and paid holiday
loan(s) as agreed.
4 Loan term is approximately 10 months.
Member must be on the job for 1 year or
longer. |
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We
Promote Green Living
2009 Going Green Calendars
Available Starting November 1st |
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Seaboard is
helping to save our planet with its 2009
calendars.
The Going Green Calendar replaces the standard
scenic calendar we give members annually and
is completely eco-friendly -- made from
recycled paper and vegetable-based ink.
“At Seaboard, we realize that any small changes
people make in their everyday lives can add up
and have a big impact on the environment,”
says Brent E. Lister, Seaboard CEO.
Each month, the calendar provides actionable
information on everything from energy
conservation to recycling. “We hope the
calendar will serve as a daily reminder to our
members that they too can make a difference,”
adds Lister.
Seaboard also offers online banking,
e-statements, and online Bill-Payer to help
contribute to the sustainability of the
environment.
Starting
November 1st, the Going Green Calendars will
be available statewide at all branches. Supplies are limited.
Click here
for branch locations and
phone numbers. |
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Your Dream
Car Shouldn’t Come with Nightmare
Payments
Sleep
well at night with affordable payments
from Seaboard, a division of First
Florida Credit Union.
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Plus, whether you’re making a
new purchase or simply want to
refinance the car you’re driving
now, you’ll receive… |
1%
CASH
BACK
of the Amount
Financed,*
a
Low-Interest-Rate Loan,
and NO
PAYMENTS for up to
60 Days** |
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STANDARD
FEATURES INCLUDE:
- Up to 100%
financing (MSRP or NADA)
- Credit Life and
Credit Disability, GAP (Guaranteed
Asset Protection), and Extended
Protection Plans at a Fraction of
What Dealers Charge
- Free Auto-Buying
Service
Approval is fast
and easy!
Apply Online -
Click here.
Apply by phone through
our
call center (800) 766-4328, ext. 1
[in Jacksonville (904) 359-6800, ext.
1].
Apply at your local branch.
Click here for branch locations
and phone numbers. |
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*When you finance an auto with First
Florida Credit Union or any of its
divisions. Cash back is paid to member
when loan is disbursed. Offer does not
apply to loans already financed at
First Florida or any of its divisions.
Offer cannot be used in combination
with other offers or coupons. Offer
does not apply to First Florida (or
its divisions) loans financed through
dealers (dealer-direct financing).
Maximum cash back paid is $200. In the
event the loan is paid off within 12
months of the disbursement date,
member will reimburse the credit union
for the cash back incentive. Credit
and other qualifications apply. Offer
can be withdrawn at any time without
prior notice. Speak with a credit
union representative for details.
**Some restrictions apply. Does not
apply to indirect loans. Offer can be
withdrawn anytime without prior
notice. Payments can be deferred for
up to 60 days from the date of loan
closing. Interest will continue to
accrue during loan payment deferral
period, and the approximate term of
the loan will be extended. Does not
apply to loans already financed at
First Florida or any of its divisions. |
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Take Charge
of Your Checking Account
FREE ONLINE SELF-STUDY COURSE
InBalance, a checking account
management education program, will
give you the tools and information
necessary for successful credit union
membership. Through this online
self-study course you will learn the
components of wise checking account
management. By taking the steps to
manage your account, you can avoid
costly returned check fees and
frustrating account errors, while
minimizing your risk of fraud.
Visit
www.getinbalance.org to get
started. |
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Our new Roosevelt Boulevard branch
is NOW OPEN.
The old Westside
branch office
(3020 Warrington Street)
is no longer operational.
Our new Roosevelt
Boulevard branch
features the following: |
- Full-service branch
- Saturday hours
- Drive-thru teller lanes
- Walk-up and drive-thru
ATM
- Welcoming lobby –
greeting station, immediate contact with
member services representatives, coffee
service and Internet access
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BRANCH HOURS
Monday – Thursday
Lobby: 9:00 a.m. – 5:00 p.m.
Drive-Thru: 7:30 am – 5:00 p.m.
Friday
Lobby: 8:30 a.m. – 5:30 p.m.
Drive-Thru: 7:30 am – 6:00 p.m.
Saturday
Lobby: 9:00 a.m. – 12:00 p.m.
Drive-Thru 9:00 am – 12:00 p.m.
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Home Equity Line of Credit |
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There’s a big
difference between having equity in your home and
using that equity wisely. The value of your home
can be a powerful tool, providing cash to make
your finances easier, and your life better. To help you make the most of your
borrowing power, we offer the most competitive
features available anywhere:
• No Closing Costs**
• Borrow up to 100% of Home’s Value***
• Access to Your Line with Free Access Checks
Everyone has their own reasons for tapping into
their equity- and that’s just fine! Your goals
might include:
• Debt
consolidation
• Home improvements
• College tuition
• A family vacation
• And more
Just turn to
Seaboard to finance your dreams!
Apply Today!
Call (800) 359-7328, ext. 1
(in Jacksonville (904) 322-4200, ext. 1);
visit a branch near you or
click here.
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*APR = Annual Percentage Rate. The Prime
Rate (as published in The Wall Street
Journal) as of 10/29/08 was 4.00% APR and is
subject to change without prior notice. All balances will accrue
interest at a variable APR, which can adjust
on the first day of each month, based upon
Prime Rate published 10 days prior to
adjustment date in The Wall Street Journal.
The lowest APR could range from 1.00% below
Prime (includes .25% discount for automatic
payment) to Prime + 3.25% based on your
Combined Loan-To-Value ratio (CLTV) and
other factors. Floor APR is 4.50%. The maximum
APR is 18%. Credit and other qualifications
apply for loan approval. **Seaboard, a
division of First Florida Credit Union will
pay the closing up to $400.00. In the event the loan is paid off
within 24 months of the disbursement date,
member will reimburse the credit union for
all closing costs and fees paid on member’s
behalf.***Maximum credit line is 100% of
appraised value less first mortgage balance
or $500,000 maximum. Minimum credit line
$10,000. |
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For More Information Call
(800) 359-7328 (in Jacksonville 332-4200) |
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To assist members in accessing information not maintained on this
site, Seaboard provides links to other Internet addresses. Be
advised that: 1) by clicking on any link to other Internet
addresses, you are leaving the Seaboard Web site; 2) you are
linking to an alternate Web site not operated by Seaboard; 3)
Seaboard is not responsible for the content of the alternate Web
site; 4) Seaboard does not represent either the third party or the
member if the two enter into a transaction; and 5) privacy and
security policies may differ from those practiced by Seaboard. |
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© 2008 Seaboard Credit Union, a division of First Florida Credit Union
Unauthorized attempts to upload information, deface and/or change
information on this Web site is strictly prohibited and may be a
violation of applicable state or federal law and therefore subject
to prosecution.
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