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What's New
 

First Florida has a
Sweet Ride!
waiting for you.
Purchase or Refinance
 

Finance your next vehicle loan with First Florida. Whether it's a new or used auto purchase, or you're refinancing another lender's loan -- you'll receive:
 

  • Rates as low as 2.99% APR†
     

  • Up to $100 cash back*
             when you finance with us
 Defer Payment For Up to 90 Days!
With the money you'll save, pay down credit card balances or other debt.

Other benefits include:

  • FREE Auto-buying service
     

  • GAP (Guaranteed Asset Protection)
      and Extended Protection Plans -
      affordable coverage
Register for a chance to win
$500 of FREE gas!**
 
It's Smart to Get Pre-approved.

Let us pre-approve your loan. By arranging financing in advance, you'll have an advantage when negotiating with the dealer for the car of your dreams.
 
Apply Today -- click here
Stop by a branch near you
 Call (800) 766-4328, ext. 1
[Jacksonville 359-6800, ext. 1].
 

* $100 cash for vehicle loans $30,000 or more; $50 cash for vehicle loans $15,000 up to $29,999.99; $25 cash for vehicle loans up to $14,999.99. Offer can be withdrawn anytime without prior notice. Offer cannot be used in combination with other vehicle loan offers/coupons. Not valid on indirect loans. Does not apply to loans already financed at First Florida Credit Union or any of its divisions.
** A $500 value. NO PURCHASE NECESSARY. VOID WHERE PROHIBITED. Open to U.S. residents who are 18 years of age or older. Opening an account, applying for a loan, or performing a transaction does not improve one’s chance of winning. Employees of First Florida Credit Union and any of its divisions and their immediate family and household members, affiliates, advertising and promotional agencies, and participating advertisers are not eligible. Promotion begins July 1, 2010 and ends September 30, 2010. Limit one entry per person. Anyone who finances direct with First Florida or any of its divisions during the promotional period will automatically be entered into the drawing. Others can enter by visiting www.firstflorida.org and downloading the entry form. The completed entry form can be dropped off at any First Florida branch location or mailed to First Florida Credit Union, 500 West 1st Street, Jacksonville, Florida 32202. All entries must be received by September 30, 2010. First Florida is not responsible for late, lost, or misdirected mail-in entries. Incomplete or illegible entries will result in an invalid entry. Only the winner will be notified by mail or phone. The odds of winning depend on the number of entries received. A random drawing will take place on or about October 10, 2010. Winner need not be present at drawing. All taxes on prize are solely the winner’s responsibility.
† APR = Annual Percentage Rate. Good for terms of approximately up to 36 months. Credit Qualifications apply. Rate includes a .25% automatic pay discount.
‡ For qualified borrowers only. Some restrictions apply (ask a loan officer for details). Excludes indirect loans. Offer can be withdrawn anytime without prior notice. Payments can be deferred for up to 90 days from the date of loan closing. Interest will continue to accrue during loan payment deferral period, and the approximate term of the loan will be extended. Excludes loans already financed at First Florida Credit Union or any of its divisions.


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First Florida will make you feel
Right at Home.
We pay up to $5,000 of
your 1st mortgage closing costs!†
 

Plus, our friendly and professional staff will provide a helping hand—making sure you receive:

  • the Right term

  • the Right rate

  • the Right advice

Whether you’re a first-time home buyer or you’re refinancing an existing 1st mortgage, you’ll save big at First Florida Credit Union.

Not only will we pay up to $5,000 of your 1st mortgage closing costs†, we offer great low rates; a big selection of mortgage products; quick approvals; more ways to apply; and fast closings.

We also offer resources like our online mortgage center, where you:

  • View current rates

  • Receive a free home value estimate, using HomeValueBot

  • Get an estimated monthly payment using our mortgage calculator

  • Apply online and get pre-approved in minutes
Call (800) 766-4328, ext. 1
[Jacksonville 359-6800, ext. 1];
stop by a branch near you; or visit our
online Mortgage Center (click here).

†Offer does not apply to any mortgage loans already financed by First Florida or any of its divisions. Offer is subject to change or can be withdrawn at any time without prior notice; does not apply to 1st mortgage applications submitted prior to March 1, 2010. Offer available only when obtaining a First Florida, 1st Mortgage Loan – not available on FHA, VA, Land/Lot, Home Equity Line of Credit, or Home Equity loans. Offer available only on owner-occupied primary residential properties; offer does not apply to mobile homes. Offer applies only to standard, actual closing costs. Contact the credit union to obtain a list of closing costs covered by offer, as certain exclusions apply. First Florida will pay closing costs up to 1.5% of the loan amount or a maximum of $5,000, whichever is less. Appraisal and credit report/underwriting fees are collected during the loan process and will be credited back to the borrower on the settlement statement at loan closing. If the loan is paid in full within the first 36 months of disbursement, borrower will be required to reimburse First Florida for all, or a portion of, the closing costs paid by First Florida or any of its divisions on the member’s behalf. Subject to credit approval. Certain other restrictions apply.


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Opportunity Knocks.
Will You Answer?
 

Mortgage rates are at an all-time low.

Buy, Refinance, or Tap Equity

Looking to buy your first home, refinance an existing mortgage, or simply tap into some equity? Seaboard has the expertise and resources to help you every step of the way.
 
At our online Mortgage Center you can:
 
  • View current rates
  • Receive a free home value estimate using HomeValueBot
  • Calculate monthly payments
  • Obtain easy, understandable mortgage refinancing advice*
  • Apply online and get pre-approved in minutes†

Click here for the Mortgage Center; or visit your local branch (click here for locations); or
call (800) 766-4328 and select the
“First Mortgage” option.
 

*Refinancing pre-existing debt with a new mortgage will require you to give the credit union a security interest in your home and may increase the total number of payments, as well as the aggregate amount paid by borrower over the loan term. Standard closing costs and fees apply
†Subject to credit approval.

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It’s all about your convenience!


We're working hard every day to help enrich people’s lives. For your convenience, our Financial Service Center’s (call center) hours of operation have been extended.


The Financial Service Center is available:
 Monday-Friday ● 7:30 am – 6:00 pm.

Personal Service is Only
a Phone Call Away!


Our friendly, professional staff is available to assist you. Whether you need to make a transaction; apply for a credit card or vehicle loan; open another account; establish payroll deduction/direct deposit, the Financial Service Center will provide you with the assistance you need.


Call (800) 766-4328, ext. 1
[Jacksonville (904) 359-6800, ext. 1)

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Your Opportunity Has Taken Shape!

Mortgage rates are at an all-time low – refinancing could provide a source of real savings.


Historically low mortgage rates create opportunities to refinance your home loan, save money, and get ahead.

Whether the goal is to lower your rate, reduce monthly payments or shorten the term – First Florida has the expertise and resources to help you every step of the way.

At our online Mortgage Center you can:
 
  • View current rates
  • Receive a free, home value estimate using HomeValueBot
  • Get an estimated monthly payment using our mortgage calculator
  • Obtain easy, understandable mortgage refinancing advice
  • Apply online and get pre-approved in minutes

Click here for the Mortgage Center; or visit your local branch (click here for locations); or
call (800) 766-4328 and select the
“First Mortgage” option.
Subject to credit approval. Refinancing pre-existing debt with a new mortgage will require you to give First Florida Credit Union, and any of its divisions, a security interest in your home and may increase the total number of payments, as well as the aggregate amount paid by borrower over the loan term. Standard closing costs and fees apply. Please contact us for details.
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e-Statements -  a small change with big benefits.


Paperwork has a way of piling up. And that’s not good for the environment – or for you! But, by using e-Statements, you can simplify your life and help save some trees.

What are e-Statements?
e-Statements are simply electronic versions of your regular statement. Rather than receiving a paper copy in the mail, you will receive an email letting you know that your information is ready to be viewed online.

Sounds easy. Is it secure?
Yes. You will view your e-Statement through our safe, secure Online Banking system.

Is there a charge for this service?
No. e-Statements are completely free.

What if I change my mind?
No problem. We can switch you back to paper statements at any time.

Great! How do I sign up?
Log onto Online Banking. Then, click on the “Preferences” tab and select the e-Statement link. Next, read the disclosure agreement and choose “Electronic” from the pull-down menu. Or, speak with a member services representative at your branch; or call (800) 766-4328, ext.1 [in Jacksonville, 359-6800, ext. 1].
 

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Take Charge of Your Checking Account
FREE ONLINE SELF-STUDY COURSE

InBalance, a checking account management education program, will give you the tools and information necessary for successful credit union membership. Through this online self-study course you will learn the components of wise checking account management. By taking the steps to manage your account, you can avoid costly returned check fees and frustrating account errors, while minimizing your risk of fraud.

Visit www.getinbalance.org to get started.

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For More Information
Call (800) 359-7328 [in Jacksonville, 332-4200]